New to Investing > Investor Profile
Risk Tolerance 1. How would you dee your risk appetite? I prefer investments that are less risky so that my principal capital can be preserved. I am comfortable with a portion of my assets in higher risk/higher return investments. I prefer to have a balanced mix of lower risk/lower return and higher risk/higher return investments. I prefer maximising returns and I am comfortable with risks.
Volatility 2. How would you react to a drop of 15% in your investments in a year? Immediately change to more conservative options. I would hold/wait another 3 months before making a change. I would hold/wait another year before making a change. I would keep to my portfolio.
Investment Horizon 3. Based on your investment objectives, how long do you intend to stay invested? Less than 3 years 3 to 5 years 5 to 10 years Longer than 10 years
Saving 4. How much are you able to save as a percentage of net monthly income (excluding CPF)? 0% to 10% 10% to 20% 20% to 30% More than 30%
Rate of return 5. What yearly returns do you expect from your investments? (higher returns carry higher risks) 0% to 2% 2% to 5% 5% to 8% More than 8%
Investment 6. How familiar and experienced are you with investments? Not familiar, with little experience Quite familiar, with some experience Somewhat familiar, with many years of experience Very familiar and experienced