New to Investing > Investor Profile

 
Once you've identified your needs, the next step will be to look at your risk appetite. Are you a risk taker? Or are you more of a cautious investor? Knowing how much risk you are able to take will give you a better picture of the type of investments that you will consider making. This questionnaire will be a guide on the level of risk that you are comfortable with.

Risk Tolerance
1. How would you dee your risk appetite?
I prefer investments that are less risky so that my principal capital can be preserved.
I am comfortable with a portion of my assets in higher risk/higher return investments.
I prefer to have a balanced mix of lower risk/lower return and higher risk/higher return investments.
I prefer maximising returns and I am comfortable with risks.

Volatility
2. How would you react to a drop of 15% in your investments in a year?
Immediately change to more conservative options.
I would hold/wait another 3 months before making a change.
I would hold/wait another year before making a change.
I would keep to my portfolio.

Investment Horizon
3. Based on your investment objectives, how long do you intend to stay invested?
Less than 3 years
3 to 5 years
5 to 10 years
Longer than 10 years

Saving
4. How much are you able to save as a percentage of net monthly income (excluding CPF)?
0% to 10%
10% to 20%
20% to 30%
More than 30%

Rate of return
5. What yearly returns do you expect from your investments? (higher returns carry higher risks)
0% to 2%
2% to 5%
5% to 8%
More than 8%

Investment
6. How familiar and experienced are you with investments?
Not familiar, with little experience
Quite familiar, with some experience
Somewhat familiar, with many years of experience
Very familiar and experienced