Personal Investment > Unit Trust > Advisory UT WRAP
Are you a fresh graduate saving for your first big purchase?
Are you a new parent planning for your kid’s education?
Are you planning for your dream retirement?
Regardless which stage of life you are in, the Phillip Advisory Unit Trust (UT) Wrap is an investment tool designed to help you achieve your financial goals.
Don’t know which Unit Trust to invest in?
With the array of unit trusts available today, investment decisions is not an easy task.
The Phillip Advisory UT Wrap is a solution for you..
It is a client-focused account designed especially to assist busy individuals like yourself to grow your wealth and meeting your unique financial goals. With it, our Financial Adviser Consultants will guide you in building a personalized investment portfolio with a mix of asset classes, e.g. equity funds, bond funds and cash funds aimed to deliver returns that meet your unique profile and goals, taking into account your appetite for risk.
With the Phillip UT Wrap, your consultant’s interest is aligned with yours. Because as your portfolio achieves excellent growth, your consultant’s reward grows too.
The Phillip Advisory UT Wrap Account for the LONG run
As the market moves or turns volatile, you may wish to rebalance your portfolio, but are reluctant to switch to more promising unit trusts because of the transaction costs. Here, the Phillip Advisory UT Wrap works in your favour as you enjoy the buying and switching of funds with NO sales charge and NO switching cost. In place, a one-time upfront fee and annual wrap fee applies.
Investment Details
| Min. Investment Amount |
S$5,000 or equivalent value |
| Min. Subsequent Investment Amount |
S$1,000 |
| Min. Withdrawal Amount |
S$1,000
With net asset value of at least S$5,000 after withdrawal |
| Upfront Fee |
0% - 4%
On your initial investment amount and any subsequent amount |
| WRAP Fee* |
Based on Net Asset Value
<S$50,000 1.5% p.a.
>=S$50,000 1.25%p.a. |
* Accrues daily based on the net asset value of the assets in the Accounts determined at the close of each business day, deducted on a monthly basis from the least volatile fund. GST will be levied on Upfront fee and WRAP fee.
Our Investment Philosophy
Tailor Made
Your consultant will provide professional advice to construct a personalized portfolio, aided by a list of funds recommended by our Investment Team.
Reasonable
A low initial investment of S$5,000 or an equivalent value to start a WRAP account! Existing unit trust holdings can be transferred into the account.
Unbiased
With a long term relationship based on trust in mind, your consultant will analyze your risk profile, time-horizon and investment objective to recommend a suitable portfolio.
Savings
No sales charge or switching fees imposed should you decide to adjust the unit trusts in your portfolio! All you need to pay is an annual account management fee (WRAP fee) and a one-time adviser service fee (Upfront fee) for new money injections.
Track
Monitor your investments online real-time, by logging onto our FAME (Financial Access Made Easy) system at www.fame8.com
Start building your wealth! Email your enquiries to utrelations@phillip.com.sg and talk to our Wealth Consultant.
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