Unit Trust
One Stop. Global Access
Whether you are looking to invest in local, regional or global funds covering various sectors and industries, look no further. With PhillipCapital, you have access to one of the widest selections of funds in Singapore – over 400 funds managed by 27 fund managers, including our very own top-ranking Phillip Capital Management funds.
A World Of Investment Options
At PhillipCapital, we offer several options by which you can invest in unit trusts:
- Leverage on Online Trading – If you prefer to invest on your own, you can leverage on our state-of-the-art online trading platform. Checking fund prices, transacting and monitoring your portfolio 24/7 couldn’t be more convenient. We also provide you with proprietary tools (eg. Fund Comparison and Smart Planner), which will aid you in your fund selection process. With sales charge as low as 0%1 , on-line trading can indeed be cost effective and rewarding.
- Advisory UT WRAP – Your FA consultant will assess your risk profile and needs in detail before assisting you in building up and actively managing a unit trust portfolio. You also have the flexibility to switch to more promising funds whenever you wish at no extra cost2 . There is no sales charge and agents’ interests are aligned to yours as their commission is tied to Net Asset Value of your portfolio.
- RSP (Regular Savings Plan) – Here’s an investment scheme specially customized to avoid heavy financial burdens. You only commit a small and fixed amount on a monthly basis. This play-it-safer strategy manages risk of market fluctuations with average dollar cost of unit trusts by investing the amount regularly, regardless of market timings for long-term consistent returns.
- Descretionary Multi-Manager – Our dedicated fund Managers from Phillip GEMS will perform all investments and fund allocations for you. They will be investing under the advice of our UT Research team and conduct discretionary unit trusts investing for you. Four investment services can be chosen, namely, Aggressive, Moderate, Conservative and Bonds Solutions. Enjoy fuss free unit trusts investment.
Time Is Money. Why Not Save Both?
Phillip Securities Pte Ltd being a registered CPFIS Investment Administrator, allows your CPF investment funds to be drawn directly from your agent bank or the CPF Board when you purchase unit trusts from us. As a result, you can enjoy lower agent bank transaction charges and lower CPF service charges. The table below illustrates the cost savings:
Transaction Charges:
| Non CPFIS IA | CPFIS IA |
| Between $2.00 and $2.50 per 1000 units, subject to a maximum of $25.00 per transaction3 | Between $2.00 and $2.50 per transaction |
| Buy $10,000.00 each into 3 funds at $1.00 Maximum agent bank charges: $75.00 = $ 25.00 x 3 funds | Maximum agent bank charges: $2.50 Your Savings = S$72.50 |
| Sell 5,000 units each into 5 funds Maximum agent bank charges: $62.50 = $ 12.50 x 5 funds |
Maximum agent bank charges: $2.50 Your Savings = S$60.00 |
| Switch 10,000 units into 1 fund at $1.00 | |
| Switch designated by us (sell follows by buy) Maximum agent bank charges: $50.00 = $25.00 x 2 transactions | Agent bank charges: $0.00 Your Savings= S$50.00 |
| Non CPFIS IA | CPFIS IA |
| $2.00 per unit trust fund per quarter, subject to a minimum of between $2.00 and $5.00 | $2.00 per policy per quarter, subject to a minimum of between $2.00 and $5.00 |
|
Hold 10 funds $80.00 per annum = $2.00 x 10 funds x 4 |
$8.00 per annum = $2.00 x 4 Your Savings = S$72.00 |
Charges are by agent banks and the CPF Board and is subject to change. GST not included.
The Right Tools For Investment Decisions
Investing in unit trust through PhillipCapital also comes with value-added benefits. Our experts give you a carefully analyzed list of quarterly recommended funds. We also support you with up-to-date research articles from Phillip Securities Research to help you in the selection of a unit trust which suits your investment strategy. What’s more, to ensure you are consistently updated on the investment climate funds and special promotions, we email you our monthly unit trust newsletter, PhillipCapital UTalk.
To find out more about unit trust, you can visit our eunittrust page or mail us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it.
1 for selected funds and subject to your unit trust holdings and investment
amount with Phillip Securities Pte Ltd.
2 upfront and WRAP fee applies
3 http://mycpf.cpf.gov.sg/Members/Gen-Info/FAQ/Investment/INV.htm#app4
Copyright © 2012. Brought to you by Phillip Securities Pte Ltd. Company reg No. 197501035Z. (A member of PhillipCapital). All Rights Reserved.