Personal Investment > Unit Trust > Advisory UT WRAP

The Phillip Advisory UT Wrap Account for the LONG run
Are you a fresh graduate saving for your first big purchase?
Are you a new parent planning for your kid’s education?
Are you planning for your dream retirement?

If you are a busy individual and requires professional assistance to create a customized portfolio that aims to grow your wealth in order to meet any of your financial goals, then a Phillip Advisory UT Wrap is the account for you.

Your Consultant will guide you in building a personalized investment portfolio with a mix of asset classes, e.g. equity, balanced, bond and/or cash funds that aims to deliver returns that best meet your profile, goals and your appetite for risk.

This account always works in your favour. When markets move or turn volatile, you may wish to rebalance your portfolio, with a Phillip Advisory UT Wrap account you enjoy buying and switching of funds with NO sales charge and NO switching cost. In place, only a one-time upfront fee and annual wrap fee apply.

Regardless which stage of life you are in, the Phillip Advisory Unit Trust (UT) Wrap is an investment tool designed to help you achieve your financial goals. With the Phillip UT Wrap, your consultant’s interest is aligned with yours. That is because as your portfolio achieves excellent growth, your consultant’s reward grows too.

Investment Details

* Accrues daily based on the net asset value of the assets in the account determined at the close of each business day, deducted on a monthly basis from the least volatile fund. GST will be levied on Upfront and WRAP fee.

Our Investment Philosophy
Tailor Made
Your consultant will provide professional advice to construct a personalized portfolio, aided by a list of funds recommended by our Investment Team.

Reasonable
A low initial investment of S$5,000 or an equivalent value to start a WRAP account! Existing unit trust holdings can be transferred into the account.

Unbiased
With a long term relationship based on trust in mind, your consultant will analyze your risk profile, time-horizon and investment objective to recommend a suitable portfolio.

Savings
No sales charge or switching fees imposed should you decide to adjust the unit trusts in your portfolio! All you need to pay is an annual account management fee (WRAP fee) and a one-time adviser service fee (Upfront fee) for new money injections.

Track
Monitor your investments online real-time, by logging onto our FAME (Financial Access Made Easy) system at www.fame8.com

Start building your wealth! Email your enquiries to utrelations@phillip.com.sg and talk to our Wealth Consultant.

Cash Management Solutions
Understanding that investors may seek an investment option that aims to generate potential returns higher than what banks are offering in savings and fixed deposit account while seeking a risk and volatility level that is much lower than that of the equity or other riskier financial instruments. We are pleased to offer the Cash Management Solutions through our Phillip Advisory UT Wrap Account to our investors.

Are you a tactical investor that seeks:-
• an alternative investment to park your cash first before re-entering the market.
• to diversify your investments through allocation into fixed income assets.
• to let your excess cash work harder for you in order to enjoy the benefits of passive income returns.
• an investment that generate returns at a gradual and incremental pace.
Or a conservative investor that seeks:-
• an alternative investment vehicle that only invest into relatively lower risk instruments i.e. government bonds, treasury bills, etc.
• a prudent method for your savings to grow with a steady and respectable yields.
• a risk adverse strategy yet enjoying appreciable returns.

Investment Details

* Accrues daily based on the net asset value of the assets in the account determined at the close of each business day, deducted on a monthly basis from the least volatile fund. GST will be levied on the WRAP fee.

Your wealth consultants would be supported by a team of investment analyst that works out a portfolio for you. Your money would only be invested into the areas of bonds and/or money market instruments. These are the relatively lower risk realms in the financial world. When you are invested, monitoring of your portfolio would be an on-going affair by your consultant and you will enjoy free switching and topping up of your account. Most importantly, you are free to redeem your money whenever you need them.

Contact us at utrelations@phillip.com.sg to find out more.