Accredited Investor

Life Asset Portfolio (LAP) Universal Life

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Insurance Information
Plan Name Life Asset Portfolio (LAP) Universal Life Insurer Swiss Life Category AI - Private Placement Life Insurance (PPLI) Needs Death, Wealth Accumulation
Benefits: This is a whole life, single premium investment-linked policy which combines a client's investment portfolio with insurance coverage against death and terminal illness. Policy value is determined by the performance of the client's underlying investments which can consist of mutual funds, listed equities, bonds and cash. Death Benefit is calculated as the Value of Insurance plus death coverage which is defined as either 1% of Value of Insurance, up to maximum of US$25K, where the last Life insured dies before 80 years of age attained; or 0.5% of the value of insurance, up to maximum of US$25K, where the last Life insured dies on or after 80 years of age attained
Limitations: There is a risk of losing the capital due to poor performance of the client's investment portfolio.
Disclosure: This is a long-term policy. The cash value may be less than your premium outlay if you surrender it early. There will be policy fees and charges involved.

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To view investment products that may only be offered to accredited investors and other relevant persons in reliance on a relevant exemption from needing to register a prospectus for such investment products, you must be or may be deemed to be an accredited investor.

You are an accredited investor if you are:
1. An individual −
  1. Whose net personal assets exceed S$2,000,000 (or its equivalent in a foreign currency) in value, of which no more than S$1,000,000 (or its equivalent in a foreign currency) in value is contributed by the net estimated fair market value of his/her primary residence; or
  2. Whose financial assets (net of any related liabilities) exceed S$1,000,000 in value (or its equivalent in a foreign currency); or
  3. Whose income in the preceding twelve (12) months is not less than S$300,000 (or its equivalent in a foreign currency).
2. A corporation with net assets exceeding $10 million in value (or its equivalent in a foreign currency) or such other amount as the Authority may prescribe, in place of the first amount, as determined by −
  1. The most recent audited balance-sheet of the corporation; or
  2. Where the corporation is not required to prepare audited accounts regularly, a balance-sheet of the corporation certified by the corporation as giving a true and fair view of the state of affairs of the corporation as of the date of the balance-sheet, which date shall be within the preceding 12 months;
By clicking the "Submit" button below, I acknowledge that I have read and understood the above and confirm that:
1. I am an accredited investor; and/or
2. I have the intent and financial capability to transact not less than S$200,000 (or its equivalent in a foreign currency) per order to be paid in full;
3. I have read the Risk Disclosure Statement and fully understand the risks involved in investing in Debt Securities (applicable to investment in Debt Securities).