Working Capital Loan
Alternate Text
Working Capital Loan

Product Name

Working Capital Loan

Financial Institution

IFS Capital Limited Group

Category

Unsecured

Needs

Fund Raising, Capital Injection

Description:

Working Capital Loans or Term Loans are unsecured loans (i.e. not backed by any assets) provided to SMEs in a lump sum, with fixed equal monthly repayment and no usage restriction.

Business owners are able to tap on the fresh fund from this facility for their immediate expenses such as marketing, purchase of inventory, expansion or seasonal opportunities.

As unsecured loans are generally riskier for financial institutions, its interest rates tend to be higher than other secured business loan products.

Benefits:

a) Flexible payment structure tailored to your business needs
b) Competitive pricing
c) Fast turnaround from application to funding

Notes:

a) Holistic assessment on company's creditworthiness, strength of Directors and projected business performance
b) Directors and Shareholders' guarantee