Personalised Financing
Alternate Text
Personalised Financing

Product Name

Personalised Financing

Financial Institution

PhillipCapital Group

Category

Asset-Backed

Needs

Liquidity, Leverage

Description:

Unlock the value of your investment and/or insurance policy channelling the additional cash flow to your personal needs.

Typical personalised financing includes business loan, working capital loan, education loan, renovation loan, wedding loan, lifestyle loan, bridging loan, upfront cash loan and etc.

The nature of financing can be either on term loan or revolving loan structure.

Benefits:

a) Access to liquidity while retaining all the beneficial economic ownership of pledged assets
b) Enjoy benefits arising from pledged assets
c) Fixed interest charge over the financing period
d) High loan to value ratio
e) Tailor made for your needs

Notes:

a) Holistic assessment of the AI's creditworthiness
b) First legal charge over pledged assets
c) Release of collateral upon full settlement of the financing