What is Cash Financing?

Cash financing is a credit facility we offer to address your diverse financial needs, bridging the gap between realising your financial goals with your valuable financial assets.

What do we accept?

You can obtain cash financing against your assets, with a maximum of a certain percentage of their market value. We accept both Securities and Insurance policies as collateral.

docs

Insurance

  • Fully paid
  • Cash surrender value
  • Policy allow for re-assignment

Low risk does not mean no risk

Similar to any investments, there is always an element of risk when investing in unit trusts. Although the risks are relatively lower as compared to direct investments in stocks and shares, it is not entirely eliminated. There could be fluctuations in the daily price (NAV) of your unit trust as the valuation of the underlying assets might change. Unit Trust is not a capital protected investment.

chart-big

Securities

  • Shares
  • Unit trust
  • Bonds
  • Other quoted investments*

*Other quoted investments include notes, debentures, depository receipts, certificates of deposit, warrants, options, rights, convertibles, negotiable instruments, interests and/or collective investment schemes, and other securities, interest and derivatives of any kind whatsoever (whether immobilised or dematerialised) deposited or maintained by the Central Depository, any depository, depository agent, clearing or settlement system, or custodian or sub-custodian, including book-entry securities as defined in Section 81SF of Securities and Futures Act (Cap.289).

The approval of such assets as collaterals is at the sole discretion of the management of Phillip Credit Pte Ltd.

Low risk does not mean no risk

Similar to any investments, there is always an element of risk when investing in unit trusts. Although the risks are relatively lower as compared to direct investments in stocks and shares, it is not entirely eliminated. There could be fluctuations in the daily price (NAV) of your unit trust as the valuation of the underlying assets might change. Unit Trust is not a capital protected investment.

What do we accept?

You can obtain cash financing against your assets, with a maximum of a certain percentage of their market value. We accept both Securities and Insurance policies as collateral.

  • Shares
  • Unit trust
  • Bonds
  • Other quoted investments*
*Other quoted investments includes notes, debentures, depository receipts, certificates of deposit, warrants, options, rights, convertibles, negotiable instruments, interests and/or collective investment schemes, and other securities, interest and derivatives of any kind whatsoever (whether immobilised or dematerialised) deposited or maintained by the Central Depository, any depository, depository agent, clearing or settlement system, or custodian or sub-custodian, including book-entry securities as defined in Section 81SF of Securities and Futures Act (Cap.289). The approval of such assets as collaterals is at the sole discretion of the management of Phillip Credit Pte Ltd.
  • Fully paid
  • Cash surrender value
  • Policy allow for re-assignment

Why Cash Financing?​

chart-2

Cash Financing allows you to:

  • unlock the value of your assets into an additional cash line without liquidation
  • access liquidity to pursue your cash needs
  • plan for your wealth with no interruptions and aid in the achievement of your long- term financial goals
  • continue to enjoy the distribution, protection and capital appreciation of your assets

 

How Do I Start? Please reach out to us by clicking the button below or email askbuddy@phillip.com.sg. Our team will work with you to understand your financial situation, plans and aspirations. We will then recommend you the relevant financing plan that will best support your long-term financial goal. Reach Out