Serving You Since 1975

Why Unit Trust

With a wide selection of almost 2,000 funds across various investment objectives, asset classes and geographical regions for you to choose from, you get to diversify your investments. Enjoy 0% platform fees, 0% sales charge, and 0% switching fees for your unit trust when you invest via POEMS.

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Benefits

Professional Management
Unit trusts are managed by professional fund managers with expertise and experience in investments.Your investments will be monitored regularly and the fund managers will make decisions based on research and analytical tools that you may not have access to.

Diversification
A unit trust typically invests into a number of stocks and/or bonds in its portfolio that are from different companies and often from different industries or regions. This means that poor performance of any one security or business sector is not likely to have a major adverse impact on your investment as a whole.

Lower Costs
When building a diversified portfolio, the costs associated with buying units in a mutual fund may be lower than buying different individual stocks and bonds. This is due to economies of scale, where the costs of accessing extensive research, as well as administrative, operating and trading expenses are spread among a large number of unit trust investors.

Liquidity
Generally, unit trusts are open-ended investments that investor can buy and sell on a daily basis (unless otherwise stated). Fund management companies are mandated under normal circumstances to meet all “sell” requests from the unit holders.

Why Unit Trust

With a wide selection of almost 2,000 funds across various investment objectives, asset classes and geographical regions for you to choose from, you get to diversify your investments. Enjoy 0% platform fees, 0% sales charge, and 0% switching fees for your unit trust when you invest via POEMS.

Professional Management
Unit trusts are managed by professional fund managers with expertise and experience in investments.Your investments will be monitored regularly and the fund managers will make decisions based on research and analytical tools that you may not have access to.

Diversification
A unit trust typically invests into a number of stocks and/or bonds in its portfolio that are from different companies and often from different industries or regions. This means that poor performance of any one security or business sector is not likely to have a major adverse impact on your investment as a whole.

Lower Costs
When building a diversified portfolio, the costs associated with buying units in a mutual fund may be lower than buying different individual stocks and bonds. This is due to economies of scale, where the costs of accessing extensive research, as well as administrative, operating and trading expenses are spread among a large number of unit trust investors.

Liquidity
Generally, unit trusts are open-ended investments that investor can buy and sell on a daily basis (unless otherwise stated). Fund management companies are mandated under normal circumstances to meet all “sell” requests from the unit holders.

What is a Unit Trust

Important/Key information about the product

A unit trust is an investment vehicle comprising a pool of funds from many investors and managed by a fund manager. The fund manager invests the pooled money into assets such as stocks, bonds, money market instruments, a combination of these investments, or even other funds. Purchasing a unit trust gives you exposure to all the investments in that fund. The collective holdings of the assets held in trust will form the total portfolio of a unit trust fund.

The number of units of a fund represents an investor’s proportionate holdings of this portfolio of assets and their proportionate entitlement to the income (if any) generated by these assets. Therefore, the (Number of units of a fund owned by an investor) x That day’s price* (NAV per unit) = Investor’s entitled net monetary value of the unit trust fund.
 
*The NAV (Net Asset Value) per unit prices announced by fund management companies are already net of the fund’s Annual Management Fees and Trustee Fees. We do not charge or collect such fees.

Important/Key information about the product

A unit trust is an investment vehicle comprising a pool of funds from many investors and managed by a fund manager. The fund manager invests the pooled money into assets such as stocks, bonds, money market instruments, a combination of these investments, or even other funds. Purchasing a unit trust gives you exposure to all the investments in that fund. The collective holdings of the assets held in trust will form the total portfolio of a unit trust fund.

The number of units of a fund represents an investor’s proportionate holdings of this portfolio of assets and their proportionate entitlement to the income (if any) generated by these assets. Therefore, the (Number of units of a fund owned by an investor) x That day’s price* (NAV per unit) = Investor’s entitled net monetary value of the unit trust fund.
 
*The NAV (Net Asset Value) per unit prices announced by fund management companies are already net of the fund’s Annual Management Fees and Trustee Fees. We do not charge or collect such fees.

Considerations when investing in Unit Trust

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Entrusted Control

Investing in a unit trust, you give up control over the choice of individual bonds, shares and other assets that go into the fund as fund manager(s) will be making these decisions for you. As such, specific needs of individual investors might not be considered.

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Low risk does not mean no risk

Similar to any investments, there is always an element of risk when investing in unit trusts. Although the risks are relatively lower as compared to direct investments in stocks and shares, it is not entirely eliminated. There could be fluctuations in the daily price (NAV) of your unit trust as the valuation of the underlying assets might change. Unit Trust is not a capital protected investment.

Considerations when
investing in Unit Trust

Investing in a unit trust, you give up control over the choice of individual bonds, shares and other assets that go into the fund as fund manager(s) will be making these decisions for you. As such, specific needs of individual investors might not be considered.

Similar to any investments, there is always an element of risk when investing in unit trusts. Although the risks are relatively lower as compared to direct investments in stocks and shares, it is not entirely eliminated. There could be fluctuations in the daily price (NAV) of your unit trust as the valuation of the underlying assets might change. Unit Trust is not a capital protected investment.

Visit the Unit Trust Website to find out more!

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Here’s How You Take the Next Step Forward Speak to your/an investment specialist and a suitability analysis will be performed first. This service would be suitable for investors with high risk preference Reach Out Account Opening