1. “PSPL” refers to Phillip Securities Pte Ltd
2. “PIC” refers to Phillip Investor Centre, a department under PSPL
3. “Participating Branches” refers to the selected Phillip Investor Centre for this Promotion
4. “Eligible Customer” refers to new and existing customers who complete Point (9) and Point (10) to redeem a free pack of cashews and discount voucher respectively.
(4.1) Customers must be at least 18 years of age.
5. “Non-Eligible Customer” refers to customers shall not qualify for the Promotion unless approved by the management of PSPL
(5.1) All employees (e.g. staff, trading representatives, financial adviser representatives of PhillipCapital group of companies, its related entities, and their immediate family members (e.g. spouse and children)
6.  PSPL reserves the right to amend the Cashew Careshield Giveaway Period at any time without prior notice.
7. “Promotion Period” refers to the period from 1 June 2024 till 30 June 2024, both dates inclusive.
8. “Cashew Careshield” refers to the pack of Cashews and Discount Voucher that eligible customers are entitled to redeem at selected participating Phillip Investor Centre when they fulfil criteria in Point 9 and 10.
9. “Promotion 1 – Cashew” refers to rewards when an Eligible customer participates in the Cashew Careshield Giveaway and complete the below criteria:

10. “Promotion 2 – Discount Voucher” refers to rewards when an Eligible customer participates in the Cashew Careshield Giveaway and complete the below criteria:

11. By entering the Cashew Careshield Giveaway, you acknowledge and agree to all the Terms and Conditions as set out herein.
12. Phillip Securities Pte Ltd (“PSPL”) reserves the right to use any other method or medium at its sole and absolute discretion for the purpose of announcing the winners of the Cashew Careshield Giveaway.
13. PSPL reserves the right to amend the Cashew Careshield Giveaway Period at any time without prior notice.
14. By entering this Cashew Careshield Giveaway, you agree that you grant PSPL the royalty free, non-exclusive right to reproduce it for any purpose at any time in any media with attribution.
15. PSPL may request a valid identification of NRIC number/passport number of any Winner before the prize is awarded.
16. PSPL reserves the right to forfeit any prizes for any Winner who does not adhere to the terms and conditions of the Cashew Careshield Giveaway upon the prize collection.
17. PSPL reserves the right to cancel, modify, suspend or delay the Cashew Careshield Giveaway at its sole discretion.
18. PSPL has the right to use the names, photographs, videos and/or other submission materials of the participants and all other entries for publicity purposes without any prior notice to you. The participants shall not be entitled to claim ownership or other forms of compensation for the materials.
19. PSPL reserves the right to change, amend, delete or add to these Terms and Conditions without prior notice at any time and the participants shall be bound by such changes.
20. By providing personal information upon the submission of entries, the participants consent and are agreeable to the usage of their personal information by PSPL, including but not limited to names, videos and photographs.

i. By participating in the Promotion, each Eligible Customer is deemed to have accepted and agreed to be bound by these terms and conditions and any other instructions, terms and conditions that PSPL may issue from time to time.
ii. PSPL assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, distorted or delayed electronic transmission which may limit a Eligible Customer’s ability to participate in the Promotion.
iii. PSPL has the sole and absolute discretion to exclude any Eligible Customers from participating in the Promotion without any obligation to furnish notice and/or reason.
iv. PSPL reserves the right to disqualify or disregard any Eligible Customer who does not comply with the terms and conditions.
v. PSPL may at its discretion forfeit the Promotion, or, if already awarded, reclaim the Promotion at the expense of the Eligible Customer without payment, compensation, or having to give any reason whatsoever in the event PSPL subsequently discovers that the Eligible Customer is not eligible to participate in the Promotion and/or to receive the Promotion.
vi. PSPL reserves the right to replace any Promotion with items of similar value at any time without prior notice.
vii. PSPL shall not be liable for any loss of, damage to, defects, delay, mis-delivery or non-delivery of the Promotion.
viii. PSPL reserves the right to deal with any unclaimed Promotion in any manner it deems fit.
ix. PSPL reserves the right to request for the Eligible Customers’ proof of eligibility, identity and/or otherwise for the purposes of verifying the Eligible Customers’ claim to the Promotion at the time of collection.
x. PSPL is under no obligation whatsoever to disclose the identity of the Eligible Customers or to publish the same for any reason at any point of time.
xi. The Promotion is non-transferable, not exchangeable for cash, credit or any other items of equivalent value.
xii. By participating in this Promotion, each Eligible Customer agrees and consents to the collection, use and disclosure of any and all personal data of the Eligible Customer by PSPL and its advertising and promotional agencies for the purpose of administering and/or publicisingpublicizing the Promotion, and providing the Eligible Customer with marketing, advertising and promotional information or materials relating to the products and services that PSPL offers.
xiii. PSPL may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person,

  a. suspend, cancel or terminate the Promotion, or
  b. delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion.

xiv. PSPL’s determination of all matters in connection with the Promotion shall be final, binding and conclusive.
xv. PSPL is not obliged to give any reason or prior notice on any matter concerning the Promotion Period or the Promotion. No appeal, correspondence or claims will be entertained. PSPL has the right and discretion to determine whether a party has met the requirements of the Promotion and/or to redeem the Promotion. Eligible Customers shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.
xvi. By participating in the Promotion, all Eligible Customers agree and undertake to, at all times, indemnify, keep indemnified, and hold PSPL, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by PSPL‘s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and Customer or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, acceptance or usage of the Promotion, and/or any breach or purported breach of these terms and conditions and/or any applicable law.
xvii. PSPL makes no warranty or representation as to the quality, merchantability or fitness for purpose of the merchants’ goods and services in respect of the Promotion. Any dispute about the same must be resolved directly with the Merchant. The Merchant Terms and Conditions apply.
xviii. In the event of any inconsistency or discrepancy between the terms and conditions and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these terms and conditions shall prevail.
xix. Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion, in particular the Promotion, are the property of their respective owners. PSPL is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.
xx. Failure by PSPL to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.
xxi. The Terms and Conditions shall be governed by Singapore law and the Eligible Customers agree to submit to the exclusive jurisdiction of the courts of Singapore.
xxii. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act 2001 to enforce any of these terms and conditions.
xxiii. In case of dispute, the decision of PSPL shall be final.
xxiv. PSPL, its affiliates and their respective employees and agents shall not be liable to any person for any loss, damage, injury, costs or expenses incurred, suffered, borne or arising from this promotion.
xxv. The Eligible Customer understands that he/she is entitled to withdraw his/her consent for the collection, use and disclosure of his/her personal data by notifying the Data Protection Officer (“DPO”) of in writing. The Eligible Customer also understands that by withdrawing his/her consent may mean that PSPL is unable to proceed with the respective Promotion Redemption.
xxvi. PSPL reserves the right at any time in its absolute discretion to
(1) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and Eligible terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to
(2) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisionsdecision on all matters relating to the promotion are final and binding on all customers.
xxvii. By taking part in this campaign, the customer acknowledges that he / she has read and consented to these Terms & Conditions.
xxviii. This campaign will be valid from 1 June 2024 until 30 June 2024, both dates inclusive.
xxix. Only Customers who registered with PIC or PIC Representatives at the following participating branches are eligible for this promotion:
  1. Ang Mo Kio
  2. Bukit Batok
  3. Boon Keng
  4. Jurong West
  5. Holland Drive
  6. Marine Parade
  7. Northpoint City
  8. Raffles City Tower
  9. Raffles Place
  10. Toa Payoh